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December 2018

Try Out These Strategic Workers Compensation Tips

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As a business owner, you are responsible for the health and safety of your employees.  This includes reducing the threat of on-the-job injuries and illnesses and making sure that workers compensation insurance claims are handled quickly and correctly.  But how can you ensure that these needs are managed efficiently?  Here are some of the workers compensation tips you should employ at your business.

  • Name a Workers Compensation Management Coordinator

One way to manage your business’s workers compensation risks and ensure that any claims are effectively handled is  appointing a person to act as coordinator.

  • Remain in Contact with Injured Employees

If an employee is injured and is temporarily out of work, maintain open lines of communication with them.  Having regular conversations with injured employees helps identify emerging risks, keeps them updated with claim, and offers support to return to work quickly.  Remember, the faster your employee returns, the lower your company’s workers compensation costs will be.

  • Offer Incentives to Stay Safe and Healthy

While most employees do not go out of their way to sustain injuries or get sick, many workers fail to take care of their bodies.  Employees who are negligent with their health are more susceptible to injuries and illness. To reduce this risk, offer your employees extra incentives to take care of themselves.  For instance, free gym memberships and healthy foods and beverages can encourage employees to live healthier lifestyles.

These are some of the steps you can take to better manage your business’s workers compensation insurance risks and needs.  Do you have additional questions regarding your commercial coverage?  If so, contact the experts at Contractors Insurance Agency.  We are ready to assist you with all your business’s insurance needs today.

Employ These OSHA Endorsed Construction Health and Safety Tips

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Those in the construction industry know how dangerous their jobs can be.  However, there are certain steps you can take around your company to reduce the risk of a major health and safety issue taking place.  Here are some of the OSHA approved safety suggestions you should employ at your business.

Be a Leader

Job site safety begins with strong commitment from the top.  As the leader of your company, it is your responsibility to send a message that health and safety are major priorities at your business.  When your employees understand that you are committed to on-site safety, they will be more invested as well.

Encourage Worker Participation

Do your best to encourage worker participation in your company’s safety initiatives.  When it comes down to it, no one knows on-the-job risks better than the employees that have actually faced them.  Encourage your staff to speak up about their safety concerns and make sure that you actively pursue solutions that will reduce these risks.  Additionally, you should take employee suggestions very seriously.  When your staff realizes that you actually value their opinion, they will be much more likely to speak up about safety concerns in the future.  This collaborative relationship will help to create a culture of health and safety that everyone will benefit from.

Be Proactive

Finally, as a leader, you cannot simply sit back and react to safety issues when they arise.  Instead, you need to be proactive.  For instance, personally conduct safety inspections around your workplace to look for potential hazards.  By addressing these issues early on, you can prevent them from becoming major safety threats down the line.

These are some of the OSHA approved safety suggestions you should employ at your place of business.  Want another way to protect your employees while they are on the job?  Make sure you have the right workers compensation insurance in place.  For assistance with all your business’s coverage needs, contact the experts at Contractors Insurance Agency today.

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