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While we know you are always looking to be safe in your business, since it is National Safety Month, we wanted to share some ideas for ways you can stay…
As a contractor you need to have liability insurance for your business. Let’s go over the information you need to know so you can make an informed choice for the…
National Administrative Professionals’ Day is on Wednesday, April 27th this year. It is a day that recognizes the professionals who keep our office running smoothly every day. The day recognizes…
We know that contracting businesses are usually small operations. You love what you do, you work hard, and you do excellent work on your projects. You are a great business…
As a contractor, you are always busy on job sites, but you may also have to deal with the administrative side of things as well. When you have automated systems…
The second full week in January is Home Office Safety and Security Week. While you may have an office outside of home, many business owners also have an at home…
As a contractor, you probably have more work than you can keep up with lately! Everyone seems to be doing new projects and your calendar is booked for months to…
We are a small business too and we know that electricity can be a large part of your overhead. A survey conducted by the National Federation of Independent Business (NFIB)…
When you own a business, you wear many hats and to grow and to get more done, you need to have people you trust to delegate some of the workload…
It can be tough sometimes to grow a business. You are an expert at contracting, not marketing, right? If you are struggling with how to bring in new, consistent business,…
Summer is in full swing and that can mean a higher risk while working outside. Here are 3 tips to keep you safe while you get all your jobs completed….
When you are a business owner, it can be overwhelming at times. If you are not careful, that overwhelm can turn into burnout. Burnout doesn’t just happen if you are…
wePutting safety policies in place and making sure everyone that works with you is aware of them is key to your growth, keeping your employees happy and making sure everyone…
The extended day of May 17th to file taxes is just around the corner. Hopefully you have had a chance to get your taxes done, but if you are still…
We know you are busy so we wanted to make sure that you knew Administrative Professionals Day is on April 21st. You will want to thank anyone that performs duties…
Building a business is so rewarding. You have the privilege of working in an area you love, and you have the accomplishment of growing something you are proud of. You provide…
You work hard each and every day to make sure your business is a success, and your customers are happy and want to refer you to others. We know this…
You spend a lot of time and effort working on your client’s projects and putting your all into them so the results are great. It’s time for your insurance policies…
Working in cold weather requires some different preparation than in warm weather. Here at Contractors Insurance Agency we want to be sure your construction work can continue safely through the…
As a small business owner, you want to make sure that business is coming in steady and your employees are happy, but you also need to make sure that your…
You have worked hard to build up your contractor business. You don’t want something that could have been avoided to be the downfall. That is why you need liability insurance….
So many things can happen on a job site and while you need to be aware of them, preventing them whenever possible is even more important. You want to make…
We are in full swing this August for the heat of the summer and things need to keep moving forward as far as work. So how do you accomplish everything…
You and your crew work a lot of long hours in the heat. It can be draining for you as well as pose a health threat if you are not…
Your business has you on the road a lot going to sites, visiting clients, picking up supplies and more. We want to make sure you are protected as much as…
Are you ready to ramp up your business? Are you looking for the best ways to grow? Having a plan in place is key to growth and that plan needs…
We just wanted to take a moment to share an update we recently received for the Tree/Landscaping businesses that we insure. Stay Safe! ISA Michigan Members and Industry Colleagues: Michigan…
The COVID-19 pandemic has hit a lot of small businesses hard since many have had to close down temporarily to help slow the spread of the virus. There are a…
If you are a small business owner you most likely know that you need some time of insurance but do you know what you need to insure? It can be…
As a leader within your organization, you want to trust your employees and the people you do business with. However, the reality is that no business is immune to the…
I want to share a story with you today about the importance of Product Liability and Completed Operations Coverage. The reason I am sharing in this way is so that…
If you own a business, you are aware that one of the tasks that often comes with such ownership is an annual audit. Most business policies are auditable, particularly those…
The old adage says, “What gets measured, gets managed.” What does that mean for workers compensation? What can we measure to truly improve outcomes for everyone in the workers compensation…
Workplace safety is not just a list of rules. It’s a process. It takes commitment, effort, and is ultimately something most businesses have opportunity to improve. Keep the following in…
Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer…
Offering employees a variety of benefit options, like pension plans, retirement accounts and health care coverage, while not required, is expected of today’s employers. Organizations that provide these resources to…
Are you a contractor, or a business that works with contractors? Then you’ve probably dealt with a certificate of insurance (COI). As a contractor, you’ve likely been asked to provide…
Why Do I Need Commercial Insurance? Does your current insurance cover what you need it to cover? This can be a tough question to answer. The insurance world is complicated,…
For the first time in many years, OSHA has made significant changes in their PPE (Personal Protective Equipment) requirements. We urge you to take a look at this “Quick Glance…
Insurance, insurance, insurance—I just can’t keep it straight! Do I need to have Inland Marine insurance for my business? And what exactly is it? Do you ever feel like this…
Ensuring a safe job site is essential. For the first time in many years, OSHA has made significant changes in their PPE (Personal Protective Equipment) requirements, and we urge you…
While most business owners know that they need to have workers compensation insurance, they don’t give much thought to it. However, there are things to avoid if you want to…
Accidents and natural disasters can strike without warning, causing costly damage to your home, vehicles and personal belongings. When this happens, you will have to file an insurance claim in…
Credit cards can be incredibly helpful, particularly when you need to make a large purchase. However, if you don’t keep up with your payments, credit card debt can compound and…
One of the messiest and most costly homeowner repairs is fixing a burst, frozen pipe. Water from a burst pipe can cause damage to carpeting, short out electrical appliances and…
One of the best ways to stay safe while you’re on the road is through defensive driving. Being a defensive driver means driving to prevent accidents in spite of the…
Mobile technology can be a valuable tool for the construction industry, but when it comes to using it on the job site, there’s one device workers should probably leave behind…their…
The following Seven NEW Technology enhancements are creating opportunities for employers to further improve worker safety. Exoskeletons Workers can wear exoskeletons to transfer weight from repetitive tasks and use less energy…
As a business owner, you are responsible for the health and safety of your employees. This includes reducing the threat of on-the-job injuries and illnesses and making sure that workers…
Those in the construction industry know how dangerous their jobs can be. However, there are certain steps you can take around your company to reduce the risk of a major…
Due to the inherently physical nature of their work, carpenters are susceptible to a considerable amount of on-the-job risks. While having the right professional insurance is one way to protect…
Volunteers are a wonderful asset that many businesses and organizations like to tap into. However, any volunteer that works at your place of business opens themselves up to potential on-the-job…
For a contractor, the physical risks that your company faces might seem more pressing than cyber security threats. Unfortunately, in the modern era, no industry is safe from the damage…
While many business owners offer their workers life insurance as part of their employees’ benefits packages, have you ever considered offering accidental death & dismemberment (AD&D) insurance as well? Here’s…
While most business owners know that they need to have workers compensation insurance, they don’t give much thought to it. However, there are things to avoid if you want to…
Here’s what you need to know about cyber attacks and data breaches in 2018. Despite what you might think, every business is at risk for a major data breach. In…
Stop for a moment and imagine what would happen if an essential piece of business equipment experienced some kind of breakdown. You would miss deadlines, halt production, and more. It’s…
Here’s why you need to cooperate during a workers compensation insurance investigation. As a business owner, you are probably aware that an injured or ill employee will likely file a…
Lifting and carrying materials is a common occurrence in the workplace, however, many business owners fail to teach their employees the proper technique for handling this task. While this may…
Contrary to what you might think, serious injuries and even death is when working with overhead power lines is quite common. Roofers, heavy equipment operators, crane operators, and tree trimmers…
Keep your construction crew safe this summer. While summer is a prime time for completing long-term construction projects or catching up on projects that were delayed during the unpredictable winter…
Here’s why it’s important to report workers compensation claims in a timely manner. As a business owner, you should already have the proper workers compensation insurance in place. However, simply…
Here’s what you need to need to know about EPLI. In today’s climate, businesses need to be especially wary about lawsuits coming from past, present, and prospective employees. While you…
You might associate workers compensation risk with industries such as construction, but that doesn’t exclude your business. In fact, every business in the world has some element of risk. Here’s…
Take steps to prevent repetitive stress injuries. Repetitive strain injuries usually refer to injuries caused by continuous, repetitive movements. These types of injuries can cost employers some serious money in…
While you might strive to create a hazard-free work environment, there will always be situations that reveal gaps in your safety system. However, properly recognizing these issues and determining the…
As a business owner, it is your responsibility to ensure the safety of your workers. Having the right business insurance is one way to protect your employees, but there are…
When you started your own business, your legal liability was probably the last thing on your mind. However, it’s important that you understand just how major your business’s liability risks…
Take these precautions to reduce the risks and costs associated with an employee injury. As a business owner, you are responsible for the success of your company and the safety…
An employee injury can happen anywhere at any time. If an accident happens in your place of business, then an investigation is sure to follow. Not familiar with the different…
Do you know what to do in the event that an employee in injured in your workplace? If you are a business owner, then you definitely should. Even with the…
Take these steps to create an emergency evacuation plan for your business. Unfortunately, a natural disaster or other major emergency can strike with very little warning. That’s why it’s so…
Protect your business by trying out these holiday safety tips. For many businesses, the holiday season means an extended closure of their offices. If you are planning on closing your…
Take these steps to cut down on your workers compensation costs. Unfortunately, every type of business and industry is at risk for a workplace accident. That’s why it’s so important…
Try out these training tips to prepare your employees for winter hazards. While not everyone works outside during the winter, cold weather hazards can affect any workplace. Rain, ice, snow…
Whether you are an independent electrician or a contracting company that employs electrical workers, here’s what you need to know about electrical contractors insurance. Everyone knows that electricity is dangerous…
These reasons should convince you that your employees need workplace health and safety training. Many small business owners think that safety training is a drain on company time and resources. …
Unfortunately, accidents can happen at any time and with no warning. Here are ways to avoid being injured at work. 1) Overexertion Overexertion often occurs when an employee tries to…
Falls are one of the most common workplace accidents, and a nasty fall can put you at risk for serious injury. Learn how you can reduce your fall risk and…
There are some businesses that are dangerous, including working with trees. From removing overgrown branches to clearing a forest, it’s important to use caution and invest in the right insurance….
Got Insurance? Find Out Why It’s a Good Idea for Contractors to Invest in General Liability Coverage
As an independent contractor, you’re responsible for yourself. You must ensure you have the tools you need to keep you safe while on the job. While taking necessary safety precautions…
Summer is here and temperatures are rising. With longer days, more sun, and higher temperatures, it’s important to consider the well-being of your workers. Heat-related illnesses can be a serious…
When it comes to protecting your business, it’s important to have the tools that you need to stay safe. You invest in the right commercial property and general liability insurance….
Workplace injuries pose a threat to the safety of your business and the well-being of your employees. They’re unexpected and can happen to anyone at any time. However, implementing the…
Find out what you need to know about how to handle work-related injuries. Keeping your workplace secure is a top priority, especially when it comes to the safety of your…