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Heating & Air Conditioning Insurance

The heating, ventilation, and air conditioning (HVAC) industry is growing faster than any other post-secondary training. As your business grows and expands to serve more and more clients, it is also more likely to experience more risk and expose your business to liability.

The best way to protect your business and employees is to find the right HVAC insurance, which covers your business for all of its needs. We understand the risks that face your business and can help your business cover unfortunate incidents such as unexpected listed perils, events, and natural disasters. We work with the very best top-tier insurance providers and can craft the perfect policy to help you protect your technicians who work on heating, ventilation, and cooling, all at a rate that fits within your budget.

A proper HVAC insurance plan covers liability, work-related accidents, and equipment loss or damage. You can even customize your plan so that you only buy the coverage that is applicable to your needs.

While your business heats up, don’t leave it out in the cold. Secure your needed HVAC insurance to stay cool. Contractors Insurance Agency can help you find the right HVAC insurance to keep your business insurance financially protected if any accidents are to occur.

Our Heating & Air Conditioning Program includes...

  • $5,000 Builders’ Risk/Installation Coverage …………………………………. $250 deductible
    Includes: Loss of Rental Income, Scaffolding and Construction Forms, Soft Costs, Testing, And Property in Transit and in Storage at Unscheduled Locations
  • $2,500 Contractors Portable Tools – $1,000 per tool …………………………………. no deductible
  • $2,500 Accounts Receivable …………………………………. $100 deductible
  • $2,500 Valuable Papers and Records …………………………………. $100 deductible
  • $2,500 Damage to Property Being Worked Upon and Property Borrowed …………………………………. $100 deductible

Included with Property Coverage...

  • Business Income and Extra Expense – Actual Loss Sustained ………………………………….  no waiting period
  • $2,500 Money and Securities …………………………………. $100 deductible
  • $2,500 Signs Attached to buildings …………………………………. $100 deductible
  • $2,500 Outdoor Property – Broad Causes of Loss
  • $10,000 Electronic Data Processing Equipment – Additional Causes of Loss
  • 5% Building Inflation Guard
  • 25% Temporary Business Personal Property Limit Increase

Optional Coverages

  • Business Auto
  • Contractors Errors & Omissions
  • Crime
  • Umbrella
  • Inland Marine Floaters
  • Workers Compensation

“I have been a client of for several years. In addition to the significant savings, I have been most appreciative of their high-end service. They routinely re-shop my accounts and evaluate our coverage’s to make sure we have the best protection at the best price. I would recommend them to anyone looking for a quality insurance agency with a personal touch.”

Doug Gushwa, Gushwa Heating & Air Conditioning, IncSouth Bend, IN