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General Contractors Insurance

General contractors understand that all construction projects carry potential risk to their good name. They are typically the construction project conductors, and often work with architects and designers while planning, budgeting, and hiring necessary building crew. Because they see the project from start to finish, they are often found to be liable if something does not go according to plan.

Thanks to the need for energy-efficient buildings and renovations, general contractors are in high demand despite the changes seen in the construction industry. If your company is hired to work on a renovation project, your general contractors insurance program can help provide your business the financial protection it needs in the event one of your construction workers are injured on the job, or a building code violation occurs.

Contractors Insurance Agency can find the proper general contractors insurance to best benefit your company. Our agents work with top-tier insurance carriers to help craft the perfect policy to ensure you are covered at every level.

Our Construction Company/Generals Program includes...

  • $5,000 Builders’ Risk/Installation Coverage …………………………………. $250 deductible
    Includes: Loss of Rental Income, Scaffolding and Construction Forms, Soft Costs, Testing, And Property in Transit and in Storage at Unscheduled Locations
  • $2,500 Contractors Portable Tools – $1,000 per tool …………………………………. no deductible
  • $2,500 Accounts Receivable …………………………………. $100 deductible
  • $2,500 Valuable Papers and Records …………………………………. $100 deductible
  • $2,500 Damage to Property Being Worked Upon and Property Borrowed …………………………………. $100 deductible

Included with Property Coverage...

  • Business Income and Extra Expense – Actual Loss Sustained ………………………………….  no waiting period
  • $2,500 Money and Securities …………………………………. $100 deductible
  • $2,500 Signs Attached to buildings …………………………………. $100 deductible
  • $2,500 Outdoor Property – Broad Causes of Loss
  • $10,000 Electronic Data Processing Equipment – Additional Causes of Loss
  • 5% Building Inflation Guard
  • 25% Temporary Business Personal Property Limit Increase

Optional Coverages

  • Business Auto
  • Contractors Errors & Omissions
  • Crime
  • Umbrella
  • Inland Marine Floaters
  • Workers Compensation
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“We are truly grateful for all that you have done for us in addition to saving us $36,251. You completely sold us on how concerned you were to save us money and better our coverage. Working with you has been a positive experience. I have no problem recommending your company as an outstanding agency!”

Barbara Landis, MCollough Scholten ConstructionElkhart IN