As a small business owner, you want to make sure that business is coming in steady and your employees are happy, but you also need to make sure that your business is protected from any unforeseen circumstances that may arise.
Property and Liability Insurance will provide you peace of mind when you need it most.
You may be wondering what exactly would be covered in that type of policy so we are going to break it down for you here:
Property Damage – when a customers property is damaged by one of your employees your coverage may help pay for repairs or replace the item.
Bodily Injury – If someone other than one of your employees is injured on your property, this can help with medical expenses, legal expenses and damages.
Libel, Slander, Copyright – Helps protest you against some lawsuit expenses from personal and advertising injury which may include disparaging another business in your ads, stealing an ad idea, and a host of other issues.
Building or Leased Space – Protects the building you own or a building where you are required to provide insurance coverage in your lease.
Contents of your Building – Can cover inventory, equipment, tools, other people’s property in your building that has been damaged, stolen, or where there was a natural disaster or weather damage.
Income – If there is a disruption or property damage, you may be covered for the expenses needed to resume business such as net income, payroll costs, and temporary relocation.
Contractors Insurance Agency wants to be sure that you are well protected so you can spend your time growing your business, not worrying about the what ifs. Call us today to see how we can help you cover your business in the best way.