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defensive driving

Defensive Driving Techniques

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One of the best ways to stay safe while you’re on the road is through defensive driving. Being a defensive driver means driving to prevent accidents in spite of the actions of others or the presence of adverse driving conditions. To avoid accidents through the use of defensive driving, do the following:

  • Remain on the lookout for hazards—Think about what may happen as far ahead of you as possible. Never assume that road hazards will resolve themselves before you reach them.
  • Eliminate distractions—Listening to music, talking to passengers and using a cellphone are all activities that can be distracting and lead to an accident.
  • Maintain your distance—When driving, maintain a safe following distance behind other cars. Provide adequate time for you to brake to a stop if necessary. Many experts suggest using the three-second rule, which recommends staying three seconds behind another car or about a full car length.
  • Act quickly—Once you see a hazard and decide upon a defense, you must act immediately. The sooner you act, the more time you’ll have to avoid a potentially dangerous situation.

Defensive driving requires the knowledge and strict observance of all traffic rules and regulations applicable to the area you’re driving in. It also means that you should be alert for illegal actions and driving errors made by others, and make timely adjustments to your own driving to avoid an accident.

 

mobile

Four Procedures For SAFE Utilization Of Jobsite Cell Phones

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Mobile technology can be a valuable tool for the construction industry, but when it comes to using it on the job site, there’s one device workers should probably leave behind…their cell phone.

Although cell phones can be a necessary method of communication on job sites, they can also distract workers from potential hazards and recommended safety practices.  And despite an absence of OSHA regulations pertaining exclusivity to cell phones on the job site, OSHA can cite employers for violating the general duty clause, which states the requirement to provide a workplace free from recognized hazards.

Employers can also violate OSHA’s cranes and derricks standard by allowing cell phones on the job site, since it states “the crane or derrick operator must not engage in any practice or activity that diverts his or her attention while actually engaged in operating the equipment, such as the use of cellular phones.”

Phones may be used for signal communication but OSHA requires a hands free system for the operators’ reception of signals. A construction worker who uses a cell phone while operating a motorized vehicle may face civil or criminal liability for damages they cause.  An employer can also face liability for the acts of its employees if it fails to enforce a policy that prohibits texting while driving.

General contractors can also face OSHA liability for worksite hazards if they fail to address actions by subcontractor employees who use mobile phones improperly on site. As such, general contractors should be cautions of improper mobile phone usage by their subcontractors.

Employers in the construction industry should consider implementing the following Four Procedures For Work Site Cell Phone Safety:

  • Enacting and enforcing clear policies that prohibit texting and talking on the cell phone while operating any kind of motorized vehicle on site.
  • Consider a prohibition on workplace cell phone use in specific areas where distractions could create employee hazards, regardless of whether the employees are operating motorized vehicles.
  • For company issued cell phones, consider the use of applications that block internet access and texting functionality while in a moving vehicle.
  • Make construction sites cell phone free zones and post signs in designated areas to remind workers. Only allow workers access to their cell phones during break period and in designated areas.

Besides the potential for OSHA penalties and legal liabilities, insurance rates can also be affected by job site cell phone use. With distracted employees causing an increase in accidents, the cost of workers’ comp and other insurance coverage is likely to increase.  For further information contact your insurance specialists at the Contractors Insurance Agency.

Technology

Seven NEW Technologies that are Improving Workplace Safety

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The following Seven NEW Technology enhancements are creating opportunities for employers to further improve worker safety.

Exoskeletons

Workers can wear exoskeletons to transfer weight from repetitive tasks and use less energy when moving objects. The result is a reduced risk of injuries as well as increased strength, dexterity and productivity.

Virtual Reality

This technology replicates physical environments and presents training opportunities for employees. It also allows workers to stimulate hazardous tasks and identify safety needs. More benefits are expected as technology matures.

Wearables

Wearable devices offer real time monitoring of workers vital signs. They can alert workers to the presence of environmental dangers. They can also cut health care costs by reducing health risks such as respiratory problems, cancer, dermatitis and hearing damage. An added bonus to employers is that wearables can provide valuable information as to what may have caused the employee’s injury before filing a workers’ compensation claim.

Hand Held Mobile Devices

Although the use of mobile devices can be a distraction and safety liability, there are useful apps that detect safety hazards, log safety incidents, track OSHA requirements and even determine when the heat index is too high on job sites. The key to improving worker safety with hand held mobile devices is using them responsibly.

Drones

Sending drones into high hazard areas instead of humans helps safely assess damage and plan emergency response.

Data Science

In addition to utilization of new devices, Data Science is enabling companies to analyze photos from job sites and then scan them for safety hazards, using an algorithm that correlates those images with their accident records.

Update and Implement Processes/Procedures

Before seeking out new technology, consider ways to improve your processes otherwise it can be a waste of money. No amount of technology will help if its’ your processes that need to be improved.

 

Try Out These Strategic Workers Compensation Tips

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As a business owner, you are responsible for the health and safety of your employees.  This includes reducing the threat of on-the-job injuries and illnesses and making sure that workers compensation insurance claims are handled quickly and correctly.  But how can you ensure that these needs are managed efficiently?  Here are some of the workers compensation tips you should employ at your business.

  • Name a Workers Compensation Management Coordinator

One way to manage your business’s workers compensation risks and ensure that any claims are effectively handled is  appointing a person to act as coordinator.

  • Remain in Contact with Injured Employees

If an employee is injured and is temporarily out of work, maintain open lines of communication with them.  Having regular conversations with injured employees helps identify emerging risks, keeps them updated with claim, and offers support to return to work quickly.  Remember, the faster your employee returns, the lower your company’s workers compensation costs will be.

  • Offer Incentives to Stay Safe and Healthy

While most employees do not go out of their way to sustain injuries or get sick, many workers fail to take care of their bodies.  Employees who are negligent with their health are more susceptible to injuries and illness. To reduce this risk, offer your employees extra incentives to take care of themselves.  For instance, free gym memberships and healthy foods and beverages can encourage employees to live healthier lifestyles.

These are some of the steps you can take to better manage your business’s workers compensation insurance risks and needs.  Do you have additional questions regarding your commercial coverage?  If so, contact the experts at Contractors Insurance Agency.  We are ready to assist you with all your business’s insurance needs today.

Employ These OSHA Endorsed Construction Health and Safety Tips

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Those in the construction industry know how dangerous their jobs can be.  However, there are certain steps you can take around your company to reduce the risk of a major health and safety issue taking place.  Here are some of the OSHA approved safety suggestions you should employ at your business.

Be a Leader

Job site safety begins with strong commitment from the top.  As the leader of your company, it is your responsibility to send a message that health and safety are major priorities at your business.  When your employees understand that you are committed to on-site safety, they will be more invested as well.

Encourage Worker Participation

Do your best to encourage worker participation in your company’s safety initiatives.  When it comes down to it, no one knows on-the-job risks better than the employees that have actually faced them.  Encourage your staff to speak up about their safety concerns and make sure that you actively pursue solutions that will reduce these risks.  Additionally, you should take employee suggestions very seriously.  When your staff realizes that you actually value their opinion, they will be much more likely to speak up about safety concerns in the future.  This collaborative relationship will help to create a culture of health and safety that everyone will benefit from.

Be Proactive

Finally, as a leader, you cannot simply sit back and react to safety issues when they arise.  Instead, you need to be proactive.  For instance, personally conduct safety inspections around your workplace to look for potential hazards.  By addressing these issues early on, you can prevent them from becoming major safety threats down the line.

These are some of the OSHA approved safety suggestions you should employ at your place of business.  Want another way to protect your employees while they are on the job?  Make sure you have the right workers compensation insurance in place.  For assistance with all your business’s coverage needs, contact the experts at Contractors Insurance Agency today.

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