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June 2018

Look Out for These Summer Construction Hazards, keep your construction crew safe this summer

Look Out for These Summer Construction Hazards

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Keep your construction crew safe this summer.

While summer is a prime time for completing long-term construction projects or catching up on projects that were delayed during the unpredictable winter months, summer can hold serious risks for your workers. Here are some of the hazards you should look out for if you want to keep your construction crew safe this summer.

Heat-Related Illnesses

When temperatures rise above the mid-80s, the risk of heat-related illnesses and medical conditions increases rapidly. Heat stroke, also known as sun stroke, is one of the most serious summer hazards for construction crews that are working outdoors. Because heat stroke can strike very quickly and have fatal results, it’s incredibly important to be on the lookout for any workers displaying symptoms of the illness. Tell-tale symptoms include high temperature, confusion, dizziness, nausea, lack of sweat, and so on. If you notice any of your workers displaying these signs, do your best to lower their body temperature and call for medical assistance.


Sunburn is one of the most common summer-related health issues that construction workers face. While sunburn might seem like a minor issue, sun exposure can actually cause second and third-degree burns. Prolonged exposure to sunlight can even lead to more long-term issues such as basal cell carcinoma, melanoma, and other skin cancers. If you crew is working in the sun, make sure that they wear heavy duty sunscreens and make sure they reapply frequently. Additionally, advise them to cover up as much skin as possible to further protect against sunburns.


Finally, being out in hot temperatures can cause your workers to become dehydrated. Becoming dehydrated can make the likelihood of developing serious heat-related illness more common. To prevent this issue, encourage your workers to drink frequently. You can also encourage your crew to stay hydrated by providing cool water or other drinks onsite.

Keep your construction crew safe this summer by watching out for these hazards.  Want another way to take care of your workers?  Then make sure you have the right insurance protections in place.  To find the right policies to meet your business’s needs, contact the experts at Contractors Insurance Agency.

workers compensation claims reporting

Why Prompt Workers Compensation Claims Reporting is Important

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Here’s why it’s important to report workers compensation claims in a timely manner.

As a business owner, you should already have the proper workers compensation insurance in place. However, simply having this type of coverage isn’t enough to protect your workers and safeguard your company’s assets. When a workers comp claim does arise, it’s also vital that you report the claim in a timely manner. Here’s why prompt claims reporting is important for your business.

Secure Medical Treatment

When you quickly report an accident to your insurance provider, your agent can help you get the injured worker the medical attention they need. Your representative will help you find a good, in-network healthcare provider that will provide good treatment while helping you save on medical expenses.

Reduce the Chance of Litigation

Another reason why you should report workers comp claims in a timely manner is that your insurer can quickly reach out to the injured party. They can address the injured worker’s concerns and clear up any misperceptions that they might have. This, in turn, will reduce the chances of the injured employee pursuing legal action against your company.

Start the Investigation

The sooner you report an incident, the sooner your workers compensation insurer can launch an investigation. This will give them the opportunity to obtain statements before details are lost or stories are changed. This will help you get a clear idea of how the accident occurred and will help you prevent similar incidents in the future.

Meet Reporting Deadlines

Prompt claims reporting ensures the accident is actually investigated before your insurer approves or denies coverage. Reporting in a timely manner ensures you do not have to pay “late reporting” penalties some state entities issue.

This is why it’s important to report workers compensation claims in a timely manner.  Do you have further questions regarding your business’s workers compensation insurance?  Then turn to the experts at Contractors Insurance Agency.  We are ready to assist you with all your coverage needs.

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