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5 Most Common Workers Compensation Claims

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Unfortunately, accidents can happen at any time and with no warning.  Here are ways to avoid being injured at work.

1) Overexertion

Overexertion often occurs when an employee tries to lift or pull something too heavy for them.  As a result, the employee can suffer a pulled muscle or a dislocated joint.  These injuries are most common in occupations requiring physical labor, such as construction and law enforcement.

2) Falling

Injuries sustained by falling include hand and wrist fractures and bruised shoulders.  Security guards, store clerks, and groundkeepers are workers most at risk for falls.

3) Getting Struck by an Object

Construction workers, office workers, and retail workers commonly have these types of accidents when something falls or is dropped.

4) Vehicular Accidents

Plainly put, these are injuries that workers sustain while they are behind the wheel.  Truck drivers, police officers, and travelling representatives are most at risk.

5) Machinery Accidents

These types of accidents can be devastating both physically and financially, therefore, it is vital that employers mandate employee safety training and ensure that machinery is operating properly.  Individuals in the factory manufacturing and construction industries are most at risk for these injuries.

Sadly, workplace accidents happen all the time and workers compensation claims are an ordinary occurrence for many businesses.  Protect your business and your employees by being aware of common workplace injuries. Make sure to invest in an insurance policy that best suits your needs.  Contact the professionals at Contractors Insurance Agency to make sure you are getting the coverage you and your business deserves.

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